Nowadays, Banks in both the Public and Private sectors are on a recruitment drive for clerical as well as officer’s posts. Thus IBPS exams are conducted for selecting suitable candidates for job vacancies in the various nationalized banks. The SBI recruits personnel through tests conducted by itself. Private sector banks like Karnataka Bank also often recruit staff through their own competitive exams.
Positions: Clerical / Officers
A clerk is mostly a front staff in a bank. Depending on the requirement clerks are placed at different counters of the banks e.g. savings, deposit, current deposit, term deposit, retail loans, cash credit, agricultural loans, credit cards, government business, cash receipt or payment etc. Maximum customer interface in banks occurs at these counters managed by clerical staff.
Eligibility for Clerks / Officers
Candidate must be citizen of India.
He / She must be a graduate from a recognized university.
The minimum age for applying for the position of a clerk in nationalized or private sector banks is 21 years.
The maximum age limit is 28 years (for general candidates) Age relaxations are there for OBC and SC/STs.
Examination pattern for Clerks / Officers
Eligible candidates are asked to appear in two online examinations. Tier I and Tier II.
These online examinationsare objective (Multiple choice questions) in nature consisting of five sectionsviz.
- Test of reasoning ability
- Test of quantitative aptitude
- Test of English language
- Test of General awareness
- Test of Basic Computer knowledge
Candidates who clear Tier I only are eligible to appear for Tier II.Candidates who clear Tier II are called for interview.
The structure of online examination may differ from bank to bank and from year to year.
To qualify in the online test the candidate should pass in each of the objective test separately with required minimum qualifying marks.
It is also necessary that the candidate obtains a certain percentage of marks to be eligible for moving to next stage of selection.
From those who get the qualifying marks in Tier II, a fixed number of people are called to appear in the interview process. This interview is a simple process in which question about candidates’ academic and cultural background, career goals etc. are asked. In case of interview also minimum qualifying marks are prescribed.
The final merit list is drawn by adding up marks obtained by the candidate in the online Tier II test and interview.
Banking Industry and Costal Karnataka
Contribution from Costal Karnataka to the Indian Banking sector is phenomenal.
At present there are four public sector banks and a private sector bank which originate from Mangalore.
No other city in India witnessed this. Hence Costal Karnataka is known as CRADLE OF INDIAN BANKING.
The four public sector banks which originated in Costal Karnataka are
CANARA BANK
CORPORATION BANK
SYNDICATE BANK
VIJAYA BANK
And a private sector bank originatingfrom Mangalore, namely,KARNATAKA BANK.
As mentioned earlier costal Karnataka gave five banks to Indian Banking sector. But in recent years number of people getting placed in Banks from costal Karnataka is decreasing, mainly because we lack shortcut techniques required to solve aptitude and reasoning sections of banking exams.
To Conclude
Banks may not offer fancy financial packages which multinational and few other companies offer.
But the compensation in these banks with the recent wage revision and including perquisites is quite attractive.
And there is an element of job security too. The housing and medical facilities are also considered attractive.
The expansion mode in which public sector banks in India are, is creating vast opportunities for young people to choose banking as their career.
Career progression of Officers
Junior Management Grade – Scale I: Officer
Middle Management Grade – Scale II: Manager
Middle Management Grade – Scale III: Senior Manager
Senior Management Grade – Scale IV: Chief Manager
Senior Management Grade Scale V: Assistant General Manager
Top Management Grade Scale VI: Deputy General Manager
Top Management Grade Scale VII: General Manager
To take on these exams confidently and successfully one needs effective guidance and practice. This is where PRICE comes in. It offers a time bound, well-knit and affordable training programme consisting of model tests, model question papers, group discussions, tips for facing the interview etc., backed by valuable reading materials in its library. The programme is executed by a team of expert and experienced senior resource persons dealing with a host of key subjects like General Knowledge, Quantitative Aptitude, Reasoning, Communicative English and Basic Computer Knowledge etc.
Bank Exam Training Batches:
-
Daily Morning Batch: from 8.30 am to 1.00 pm
-
Daily Evening Batch: from 5.00 pm to 6.30 pm
-
Weekend Batch: Saturday – 2.00 pm to 5.00 pm & Sunday – 9.00 am to 4.00 pm